Techbanx is a financial technology company that develops leading-edge solutions for the digital lending industry. We redefine access to credit with our revolutionary technology using artificial intelligence and machine learning capabilities.
We’ve built a lending technology platform to reinvent how credit decisions are made. We believe that everyone should have access to trustworthy and accessible credit, and that machine learning is the way to achieve that goal. Machine learning is transforming multiple sectors, and now is the time for the lending industry to bring this new predictive power into their businesses.
Our team combines financial experts, data geeks, mathematicians, computer scientists, and software engineers all working together to make fair and transparent credit available to everyone. They have designed a modern and advanced technology that integrates a loan management system and a scoring system on the same platform which stands out from the traditional financial institution model. Our proprietary technology enables users to process massive quantities of loan applications simultaneously and accurately predict the performance of a loan.
Our technology was built for the lending industry and companies such as banks, credit unions, private lenders, hedge funds and many others, with the objective to reduce credit risk, fasten the underwriting process, increase their loan portfolio, improve customer experience and optimize operations and revenues.
“We’ve built a solid human connexion.
It’s more than a business relation.”
We offer a turn-key solution for companies operating in the digital finance industry. We have designed a comprehensive and flexible end-to-end consumer lending and scoring system that manages products such as personal loans, lines of credit, auto loans, mortgages, point of sale financing and many others. Our solutions are available in Canada, and soon in the United States and Australia.
Our revolutionary and comprehensive proprietary technology features all the required modules to perform efficient online lending operations, i.e. underwriting, customer interface, transactions, accounting, collection and CRM. The system was designed to be scalable and flexible. Thus, it has easily customizable modules to efficiently develop and deploy new products in order to adapt to evolving regulations requirements, respond to consumer needs, and quickly enter new markets.
We manage credit risk using a data-driven approach based on complex algorithms and models. Our technology automatically performs credit analysis using more than 10,000 data points for each application, which are segmented and analyzed by comprehensive algorithms. It analyzes credit risk using an in-depth machine learning system based on highly extensive information. Our decisioning process analyzes the customer behaviour and patterns based on sophisticated algorithms and artificial intelligence. Our technology is continually evolving its decision learning process to enhance the accuracy of its scoring model.
Our Customer Relationship Management platform has been designed to provide a more intuitive and responsive structure to manage customer data. Emails, phone calls, documents, inquiries can all be seen in the client’s dashboard as well as their current loan.
Our technology is built for scalability, fast deployment and flexibility.
We use massive amounts of global data in order to have unprecedented insights into our applicants’ credit and payment history. This data allows us to provide an easier application process and faster approval times.
We are a leading Fintech company that combines advanced data analytics and a structured decision-making system to better serve our customers.
We offer a user-friendly solution that is quick, simple and cost-effective for businesses to integrate. The implementation can be done rapidly and we provide all the help needed in the process.
To better serve our customers, we have integrated the finest tools with our platform. We focused on achieving the highest quality standards.